Nonprofit credit & debt assistance

Your credit, in plain terms.

Review your reports, follow each dispute, and see the next practical step, all in one place.

Nationwide assistance

Help for consumers across the United States.
Hands-on support

Clear guidance plus help carrying out the work.
Debt negotiation support

Payment-plan guidance grounded in your budget.

SmartCredit.org is a nonprofit advocacy group providing credit education, collections support, identity theft protection, debt negotiation and payment-plan assistance.

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